10 Ways to Be Frugal Without Reusing Toilet Paper

by Derek Sall on June 6, 2013

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Frugal without using toilet paper
Are you looking for ways to save more money? Perhaps your income has reduced in the past few months and you really need to cut back. Making more money is difficult these days, so why not try to reduce your spending to make up for your shortfall in cash flow?

I commend you for your willingness to be frugal. You might not believe this, but there are many people that lose their jobs but they spend as if nothing ever happened.

By the time they find another job their bank account is nearly down to zero and their credit cards are maxed out. It takes years to get back to where they were. Don’t be like these people. Let’s be frugal so we can get ahead!

1. Give Your Smartphone a Rest

Many people get all dramatic on me and shout, “I would die without my smartphone!” Well, this is a bit dramatic, don’t you think. People lived for thousands of years without cell phones. I’m pretty sure you can survive without having the internet in the palm of your hand all the time. Yes, you might have to print out some Google maps once in a while, but it’ll be worth the $50 a month that you’ll save on your phone bill.

2. Cut Your Cable

You might think I’m getting extreme, but I’m dead serious on this one. I know plenty of people that did away with cable when money got tight. Now that they have a solid cash flow again, they still didn’t reinstall their cable. Life is just better without it. Do yourself a favor, save your time and money and get rid of all those worthless channels.

3. Car Pool

If you work at a place with more than 20 employees, chances are that someone lives near you and would be willing to carpool. This will not only save you money in gas, but your car will also depreciate less because of the reduced miles you’re traveling.

4. Buy at Thrift Stores or Consignment Shops

If you buy items for full price at the retail store, you are an absolute sucker. Take a look at the consignment shops for brand new or gently used items. You can find the same items for half the price of retail.

5. Downgrade Your Car

If you are without a job and are making $400 payments on your car each month, it’s time to stick a for sale sign in it and buy yourself a cheap used car. You’ll save money each month on the payment and you’ll probably save money on insurance as well!

6. Dish Out the Coupons

I realize that not everyone can be the Coupon Mom, but almost anybody can save $10 or more by just browsing through the newspaper and working that scissors.

7. Share a Car

If you are married and you and your spouse each have a car, could you maybe do without one of them? One of you might live pretty close to work and could take a bicycle. Or, perhaps one of you could be dropped off on the way and get picked up when your spouse comes back through town. You’ll save a ton of money this way, so it might be worth the slight inconvenience.

8. Eat at Home

Eating out at restaurants is probably the quickest way to get yourself into trouble financially, and most of the time you don’t even realize it. By going to the grocery store and making your meals at home, you’ll save yourself from eating a bunch of fatty foods and you’ll also eat for a quarter of the price.

9. Cancel Your Memberships

You might have a gym membership or maybe a golf club membership. If you’re hard up for money, these need to be cancelled immediately. By the way, this doesn’t mean that you need to stop exercising. You can still go out for a jog, do some pushups, or do pull-ups in your garage.

10. Live In the Basement

With summer upon us, it can be very easy to dial down your A/C to a very low temp so you can be comfortable. But do you really need to do this? If you have a basement, I say absolutely not. You can spend your evenings in the basement and you could even move your bed down there for some comfortable sleep. This way, you can keep your A/C temp a little higher and save quite a few bucks this summer.

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  • Interesting tips. I like them. I have though about giving the smartphone a break. I might try republic wireless to see if the $19 a month plan works.

    • Let me know how that goes? I always like to hear about the quality of a low-cost cell phone service.

  • These are all great tips! We are definitely wanting to be more frugal.

    • Glad I could help! Good luck with your frugality. It starts out tough, but it definitely gets easier with time.

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