I’ve come to realize that several of the twenty-something finance bloggers have their collective shiz together are really put together.
Here I am, a proud member of the dirty thirties, and these cats have way more cash than I do.
So I started thinking about the money from my twenties, and where it all went. I was actually a pretty good little saver back then. Here’s the breakdown.
1. Post-college travel to find myself = $6500.
Right after college, I took a temporary job, lived at home with my parents, and managed to save the above amount of money in six short months (no Starbucks for me).
With this money I backpacked around Europe with three of my dearest friends for three months. And upon returning home I embarked on a Great American Road Trip with another friend for one month more. And yes, I’m pretty sure I did find myself, at least in part.
2. Education for second career = $7000
After traveling, I took a job as a secretary for an advertising agency. I quickly learned that A.) I loved the design world, and B.) I hated being a secretary. And I’d already decided that my bachelor’s degree (social work) was a no-user (I found that out while traveling). So back to school for me it was. This time – interior design.
3. Moving across the country = $4500
Shortly after graduating from design school, A-Rob and I tied the knot and moved 2000 miles away from home (more on that story here, in case you missed it). $4500 was our bill from the moving company.
4. Going to grad school in an expensive city = $????
All I know is, I’m sure we would have a lot more in the bank if we’d stayed home and worked.
5. Moving back across the country = $4700
A little inflation when we moved back home, and this time with more stuff in the form of baby gear.
6. Buying a house right when we moved back, which happened to be at the peak of the market = $????
When we moved away from Phoenix, houses could be had in the $120K to $150K range. A few of our friends even made some nice equity in just a few years and were able to trade up. When we moved back, home prices had doubled. And that’s when we bought. More on that another time.
So that about covers my/our major twenties expenses. Excluding the question marks, If I’d chosen to not travel, not switch careers, and not move across country (twice), we’d have at least $22,700 in the bank. It’s kind of funny to think about it all in one sum like that.
But would we have given up any of these things if we could do it again? Nah.
And kudos to the 20-somethings rocking their financials while still living out their dream lives. You all are my heroes.
PS: This post was inspired by Me in Million’s October Net Worth update.
How did you spend your 20’s monies? (Don’t you love that alliteration?)